Retirement Planning – Willson Grange

What Our Clients Say

Very professional and calm, enables me to feel at ease with advice when I have concerns.

Easy to deal with and delivers results - couldn’t be happier.

Have been using Willson Grange over the last 10+ years and have been satisfied with the professional personal service provided.

Very professional - fully understood our needs.

A very professional and trustworthy company to deal with. I wouldn’t hesitate to recommend them.

I have found Willson Grange very professional and extremely helpful, providing advice to managing my investment portfolio to maximise use of ISAs and maintaining a balanced portfolio.

Secure the Future You Want

You’ve spent your career building your wealth. Now it’s time to experience your desired retirement lifestyle without worrying about your money running out.

Our dedicated cash flow planning enables us to build you your own individual financial plan. This ensures that we can advise you in the comfort that your pension fund will last for your lifetime, by reviewing your plan annually, in order that we can maximise your income, keep your tax liability as low as possible, and help you navigate market risk.

Our Retirement Planning Covers:

We evaluate your financial situation, including assets, savings, and income, to help you save for retirement. The result is a personalised plan that reflects your goals.

We advise on SIPP, SSAS and drawdown strategies, releasing tax-free cash, and taking withdrawals for the optimal pension structure that maximises tax efficiency for you.

We help you to minimise your tax burden on all of your assets, from property, share sale and your earned income. We will comprehensively review your situation and advise on reducing capital gains, income and inheritance tax across income and assets.

Our life planning services align personalised financial advice with your personal situation, thereby helping you understand what your finances in retirement look like.

Who We Help

We’re a trusted partner for:

Individuals and Corporates
Business owners who are considering selling or exiting
Those about to retire, including early retirees
Professionals nearing the end of their careers
Individuals looking to reduce their Inheritance Tax liability

Use Our Lifetime Annuity Calculator

Step 1 of 2

What is your date of birth?

Expected retirement date

Pension amount*

(Total value of pension at retirement)

Your email

Your name

Title First Last

Your address

Your phone number

Take tax free cash?

(25% of pension total)

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Per year (lifetime annuity - tax free cash taken)

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Tax free cash (lifetime annuity - tax free cash taken)

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Per year (lifetime annuity - tax free cash not taken)

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Tax Free Cash (lifetime annuity - tax free cash not taken)

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Per year (5 year annuity - tax free cash taken)

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Guaranteed maturity amount (5 year annuity - tax free cash taken)

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Tax free cash (5 year annuity - tax free cash taken)

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Per year (5 year annuity - tax free cash not taken)

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Guaranteed maturity amount (5 year annuity - tax free cash not taken)

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Tax Free Cash (5 year annuity - tax free cash not taken)

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Advice fee (drawdown - tax free cash taken)

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Annual management charge (drawdown - tax free cash taken)

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Tax free cash (drawdown - tax free cash taken)

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Advice fee (drawdown - tax free cash not taken)

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Annual management charge (drawdown - tax free cash not taken)

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Tax free cash (drawdown - tax free cash not taken)

Our Retirement Roadmap

01
Clarify Your Goals
Our advisers sit down with you to discuss your retirement goals, whether that’s supporting family, travelling, early retirement, or simply maintaining your current lifestyle.
02
Model Your Retirement Income
We help forecast your available finances during retirement, analysing your various income sources to create a clear picture of what your retirement income will look like, and any adjustments that need to be made.
03
Build the Most Tax-Efficient Strategy
Maximise your retirement income by ensuring you’re making the most tax-efficient decisions at every stage.
04
Ongoing Review
Regular check-ins to adapt your pension plan as your income and life evolve.

Why Choose Willson Grange?

Thousands of client successfully advised
25 years experience
Supporting clients nationwide
Highly experienced and dedicated team

Start Your Retirement Plan Today

Frequently Asked Questions

When should I start planning for retirement?: The earlier, the better. Ideally, in your 40s or 50s, but we frequently work with clients at all ages, even post-retirement to structure things more effectively.
Can you help with both pensions and non-pension assets?: Yes. We can look at all your assets, including pensions, ISAs, property, investments, and cash reserves, advising on how best to draw from them in a sustainable, tax-efficient manner.
How do you model retirement income?: We use sophisticated financial planning tools to forecast different scenarios, adjusting for inflation, market performance, and lifestyle changes so you can see how your money supports your life over time.

Book your free consultation today.

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